George Z. Georgiou & Associates LLC supports and advises on all local legal issues relating to institutions for occupational retirement provision e.g. pension funds (DB schemes) and provident funds (DC schemes). Clients include small and medium provident funds but also some of Cyprus largest provident and pensions funds. The Firm’s services range from provision of advice on ad hoc projects to day-to-day legal advice and direction and guidance, to administrative committees of provident funds.

As no two institutions are the same, and we pride ourselves on delivering solutions tailored to our clients’ needs.

As the sole Cypriot member of Ius Laboris, the Global Human Resources Lawyers alliance, the Firm is internationally recognised as a leader in the field of employment and pensions law.


We have extensive experience in:

  • Registration of new provident funds
  • Preparation and review of Fund’s Operational Rules
  • Preparation and advice on internal fund policies
  • Advice and guidance in relation to provident fund member loan applications and other related issues
  • Activation of cross-border activities to and from Cyprus
  • HR Advisory Services
  • Establishment of multi-employer provident funds
  • Communications with members and relevant regulatory authorities
  • Dissolution of provident funds (liquidation of assets, distribution of member benefits)


Labour & Employment
Pensions & Benefits